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Conveyancing Guides - Sale only

Ignorance is not bliss

When it comes to selling your own home, ignorance is NOT bliss. It can be a stressful time, and not knowing what happens next only adds to the worry. To help with this we always make a point of keeping you informed throughout the transaction. This guide should help some more by giving you an overview of the main steps in a purchase.

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Step1We will firstly need to get the information together for sending to the buyers solicitors. The Property Information Form, and Fixtures, Fittings and Contents Form, are filled out by you, the seller. They are questions about the property that you should be able to answer quite easily. However, if you are unsure about any of the questions then you should contact us.

Step2 We'd normally be able to instantly get a copy of the Title deeds from the Land Registry. In the unlikely event that we can't then if you have a mortgage, the Title deeds may be held by your bank or building society; if you don't have a mortgage then you should know where the deeds are kept. However we obtain a copy of the deeds we need to let the buyer's solicitors have a copy. This is to prove to them that you own the property, and to show them any rights of way or other conditions that exist.

Step3 Once we have the title deeds we can also prepare the Contract. This sets out the main terms of what has been agreed - your names, the buyers' names, a description of the property and the price. You will now have to wait until the buyer is ready to proceed.

Step4 Once the buyer and the seller are ready, a Completion Date (the 'moving date') is agreed. We will then exchange contracts (this simply means swapping the contract signed by the seller for one signed by the buyers - together with a deposit provided by the buyers). After contracts are exchanged the contract is binding and neither party can withdraw without incurring massive expense.

Step5 On the day of completion we receive the balance of the sale price, in return for which we will hand over the title deeds to the property. We will use the money to repay the mortgage the seller had on the property and secondly to pay the costs of sale - the Estate Agent's account and our own fees. If there is money left over then this will be sent to you on the day of completion, unless you are using this money on an onward purchase.